Business Funding

Money is the Fuel that Keeps Your Business Running

Let Capsule fuel your business growth. As you use Capsule to organise your business and keep records, we help to prepare your business to get the funds it needs to grow and blossom.

Multiple Funding Sources
Fast Approval
Transparent Process
Funding Marketplace

Funding that Fits Your Business

From grants to loans, Capsule provides you with an array of funding options from various financial institutions and other funding organisations to make sure that you don't miss any opportunity to fuel your business growth.

  • Business Grants

    Access non-repayable grants from government and private organizations.

  • Business Loans

    Flexible loan options with competitive interest rates tailored to your needs.

  • Growth Capital

    Equity and venture funding for businesses ready to scale rapidly.

  • Working Capital

    Short-term financing to manage day-to-day operations smoothly.

Funding marketplace - laptop with financial data and charts
Available Grants

24

Loan Products

48

SMEs and financial institutions - funding partnership

SME Growth Loan

Commercial Bank

Eligible
Amount: N1M - N10MInterest Rate: 12% p.a.Tenure: 12-36 months
Apply Now
Partner Institutions

Several Funding Institutions at Your Service

Capsule brings financial institutions together with SMEs seeking funding and helps them to manage the funding process seamlessly.

  • Microfinance Banks

    Specialized lending for small businesses and startups

  • Commercial Banks

    Comprehensive financial products for growing businesses

  • Development Finance Institutions

    Long-term capital for sustainable business growth

  • And More...

    Venture capital, angel investors, and grant organizations

Credit Assessment

Get Credit Scores and Credit Ratings

While you use Capsule for your bookkeeping and financial management, we prepare your credit scores and reports to give your business the needed edge for accessing the funding that is perfect for where your business is.

  • Automated Credit Scoring

    Real-time credit score updates based on your business activities and financial health.

  • Detailed Credit Reports

    Comprehensive reports showing your creditworthiness to potential lenders.

  • Credit Improvement Tips

    Personalized recommendations to improve your credit score over time.

Your Credit Score

750out of 850
Excellent Rating

Your credit score has improved by 45 points in the last 3 months

Payment History
98%
Credit Utilization
32%
Funder dashboard - analytics and loan management

Funder Dashboard

Active

Applications

142

Approved

89

Disbursed

₦2.4B

New Applications

Review pending requests

12

Active Borrowers

Monitor loan performance

For Financial Institutions

Funders, Login to Your Dashboard to Fund Businesses

Access your dedicated funder portal to review loan applications, assess creditworthiness, approve funding requests, and manage your lending portfolio seamlessly.

  • Review Applications

    Access detailed business profiles, financial records, and credit scores in one place.

  • Approve & Disburse

    Streamlined approval workflow with instant disbursement capabilities.

  • Monitor Portfolio

    Track loan performance, repayment schedules, and portfolio analytics in real-time.

  • Risk Management

    Advanced risk assessment tools and automated compliance checks.

Start Your Journey Today

Your Business Deserves Structure.
Structure Unlocks Funding.

You've already done the hard part by building your business. Capsule helps you structure it, strengthen it, and grow it. Let's take the next step together.

100% Secure
10,000+ Businesses
4.8/5 Rating